Fundamental of Personal Budgetting
Consider it an umbrella for life’s rainy days. Unlike insurance that requires ongoing premiums, an emergency fund costs nothing to maintain, yet serves as a crucial safeguard when life throws you a curveball.
Emergency Fund: We all got ‘rainy days’…
An emergency fund is your first line of defence against financial shocks. It cushions you against life’s unpredictable ups and downs, reducing volatility. Before focusing on investments or lifestyle upgrades, prioritize building a cash buffer
